SWP (Systematic Withdrawal Plan) Calculator
Total investment: ₹1,00,00,000
Total withdrawal: ₹36,00,00,000
Final value: ₹-92,28,27,73,209
What is an SWP (Systematic Withdrawal Plan)?
An SWP allows you to withdraw a fixed amount from your mutual fund investments at regular intervals, usually monthly. It's ideal for retirees and those seeking consistent cash flow while still remaining invested.
Benefits of Using an SWP Calculator
- Estimate monthly withdrawals and future value
- Compare return rates and withdrawal options
- Plan your retirement or income strategy
- Easy-to-use tool for long-term investment decisions
How to Use the Calculator?
- Enter your total investment (min ₹10,000)
- Choose how much you want to withdraw monthly
- Select expected return rate and time period
- View total withdrawal and final value instantly
FAQs
What is an SWP?
SWP or Systematic Withdrawal Plan allows investors to withdraw a fixed amount regularly from their mutual fund investment.
How is SWP beneficial?
SWP provides a regular income stream, useful for retirees or those seeking steady cash flow from their investments.
Can I customize the withdrawal amount?
Yes, you can choose how much you want to withdraw each month using our calculator and plan accordingly.
Is the return guaranteed?
No, returns depend on market performance and are not guaranteed. Use expected return rates for estimation.
What does a negative final value mean?
A negative final value indicates that your withdrawals have exceeded your investment growth. This means your investment has been depleted and you've effectively withdrawn more than your investment was worth.